Brian Shniderman, US CEO and Global Chief Strategy Officer at Openpay (Opy), spoke to Rudolf Falat, founder of the Voice of FinTech podcast, about building the next generation of BNPL, smart BNPL!

Here is what they covered:

• Brian's background and his journey to Opy

• What's Opy's mission? What's the problem that Opy is solving?

• Level setting: how does BNPL work? How do you assess credit risk?

• What does Opy provide? Financing for larger purchases, e.g. healthcare / dental purchases, auto repairs, education

• How do you differ from other BNPL solutions out there? Carefully selected industry verticals, strategic partnerships with the vendors and financing facility of USD 270m+ from Goldman Sachs

• BNPL has been growing tremendously in some markets, but it's unavailable in some. Where does Brian see the most significant potential

• What's the technology behind Opy's solution

• Business model

• From Australia to the US, UK and New Zealand - key markets and ambitions

• Recommended book: A CEO Only Does Three Things: Finding Your Focus in the C-Suite

• The best way to reach out: Brian Shniderman (Linkedin) or e-mail: bshniderman@opy.com